Funding to Start, Grow, or Buy a Business

Find the finance you need to unlock your entrepreneurial dreams, with amounts available from £10,000 up to £5 Million.

 We’re a credit broker not a lender *

choose your funding

Choose Your Funding Goal

At BizBritain we can help you find the funding to start, grow, or buy a business. Choose which goal you want to achieve from the 3 options and get started in seconds. All we need to begin with are your contact details and some basic information.

Start Up Loan

Acquisition Finance

What Our Customers Say

How Does Our Funding Process Work?

1

Apply online

We just need your contact details and some basic information to get started. Our experts will look at your case and guide you throught the process.

2

We discuss your options

Our team of experts will pull together the best options for you and your business based on your individual circumstances and unique needs.

3

Get Approved

If successful, we'll present you with your options for funding and you can decide how you would like to proceed.

Frequently Asked Questions

Here are some common questions. If you are looking for an answer that isn't listed, try our Help Section.

Can I access funding if I haven't started my business yet?

Yes. BizBritain is a national delivery partner of the government's Start Up Loans Scheme, which is funded by the British Business Bank. This means we are able to work with brand new businesses with no trading history in order to facilitate loans of up to £25,000.

In the case of new businesses seeking a Start Up Loan, a business plan and cash flow forecast will be required.

For new businesses seeking asset based finance amounts larger than £25,000, there further options available to UK homeowners. Please enquire for more details.

How much can my business borrow?

The amount your business can borrow will depend on your unique circumstances and your funding goal. For example start ups are limited to £25,000 per person, whereas a large business acquisition could seek up to £5m. Below are some key areas which will have a significant impact on the amount you can raise:

  1. Your funding goal (start up/growth/acquisition)
  2. Your historical turnover
  3. Your historical net profits
  4. The value of your business or personal assets
  5. Whether or not you are a homeowner with equity
  6. Willingness to sign a Personal Guarantee
As a rule of thumb, for unsecured loans funders will want to see you have a sufficient debt coverage ratio. This is technical speak for the amount of profit your business has available to service any loan repayments with some extra to cover cashflow fluctuations.

For secured loans, funders will wish to see you have sufficient equity in a property or properties, in order to provide them with reassurance that finance can be considered in a responsible way.

Can you work with international businesses?

BizBritain are currently only able to work with businesses based in the UK.

The exception to this rule is that we may be able to help overseas businesses or individuals set up or buy a UK business.

How quickly can I access funding?

This will depend on your funding goal and how prepared you are. If you have a simple start up or growth business and already have all your documents to hand, it can take as little as a few days. If you are undertaking a complex business purchase, it can take much longer.

Questions?

Get in touch today

Call us Monday to Friday 9am - 5pm or if you would like us to phone you at a convenient time, book a call here.

0800 888 6118
hello@bizbritain.com

Services

Start Up Loans Growth Finance Acquisition Finance Help & Support Business Guides News & PR

Information

About Us Privacy Policy Cookie Policy Terms & Conditions Terms of Business Complaints

Find the finance you need to unlock your entrepreneurial dreams, with amounts available from £10,000 up to £5 Million.

Connect with us

Keep up to date with BizBritain

BizBritain Finance Limited is authorised and regulated by the Financial Conduct Authority (FCA) for credit brokerage activity (Firm Reference Number: 727207). We are also registered with the Information Commissioner's Office (ICO) for the processing of personal data (Registration Number: ZA062551). BizBritain Finance Limited is incorporated in England and Wales (Company Number: 08354773). Our registered office is 96 High Street, Marlow, Buckinghamshire SL7 1AQ.

BizBritain Finance acts as a credit broker, not a lender. We do not make credit decisions, and we do not offer loans directly. Instead, we introduce customers to lenders and other finance providers. Some of the products we offer are regulated by the FCA, while others (such as finance for limited companies) are unregulated. Consumer credit products are subject to FCA rules, while unregulated finance does not offer the same protections.

We may receive a commission or fee from lenders or finance providers for introducing customers. This does not affect the interest rates or terms you are offered. You are under no obligation to use our services or accept any product shown to you.

All calls are recorded for training, monitoring, and compliance purposes. If you wish to make a complaint, please contact us at complaints@bizbritain.com or visit our Complaints Policy page for more information.

Choose Your Funding Goal

Start Up Loan

Growth Finance

Acquisition Finance